Informal Debt Management 

Debt Management is a service for consumers who are not considered over-indebted but need guidance in managing their debt repayments.

During this process, we first assess our client’s income and expenditure in order to establish his financial position. Subsequently, we assess the credit agreements and repayment terms thereof.

We either negotiate a reduced installment with the creditor/s on behalf of our client for a specified period, after which the original terms of the agreement apply.

This service is offered to clients who require financial relief for a short period of time, for example, a major breakdown on a vehicle which requires urgent attention.