086 999 0785
info@debtreviewcentre.co.za
Company
Alright, let's get started
Ho would you answer the following?
1. I know my credit score or have reviewed my credit report within the last 12 Months.
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a) Yes
b) Sometimes
c) No
2. I have money set aside for emergencies such as car breakdown or medical expenses
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a) Yes
b) Sometimes
c) No
3. I have money set aside to cover living expenses for job loss or disability.
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a) More than 3 months earnings
b) One to three months earnings
c) Less than three months earnings
4. I review my checking, credit card and other financial statements or history at least monthly to make sure they are accurate.
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a) Always
b) Usually
c) Seldom
5. I normally save a percentage of my income every month.
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a) More than 10%
b) Between 5 and 10%
c) Less than 10%
6. I am participating in my company’s retirement programme
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a) Yes, more than 5% of my income
b) Yes, less than 5% of my income
c) No
7. I Normally pay off my credit card(s) in full every month.
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a) Always
b) Sometimes
c) Seldom
8. I track or review my spending
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a) At least once per month
b) Seldomly
c) Never
9. I have medical, life and disability insurance
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a) All of these coverages
b) One or two of these coverages
c) None
10. I know the approximate interest rates on my loans, credit cards and savings accounts
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a) All of them
b) Some of them
c) None
11. I set financial goals and develop a budget or spending plan to fund or achieve them
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a) Always
b) Seldom do
c) No
12. I have an overdraft account
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a) Yes, balance owed
b) Yes, paid up
c) No
13. I am currently behind on one or more of my accounts
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a) No
b) Yes, some of them
c) Yes, all of them
14. There is more than one income in my household
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a) More than two
b) Two
c) One
Great, you're almost done
Please tell us a little bit about yourself
First Name
*
Last Name
*
Contact Number
*
Email
ID Number (Optional but useful)
Total Score
Total:
