/* Blog, Debt Review guides and money tools hub pages (19 October 2026). */
.elementor .elementor-element.drc-hub-page{--gap:0px;--row-gap:0px;--column-gap:0px;--flex-direction:column;width:100%}
.drc-hub{--navy:#143c66;--navy-deep:#0e2c4b;--orange:#f7a33f;--orange-deep:#c76f0a;--cream:#fff8ee;--sky:#f3f7fb;--ink:#1d2b3a;--muted:#536274;--line:#e2e8f0;font-family:'DRC Body',Arial,sans-serif;color:var(--ink);line-height:1.6}
.drc-hub *,.drc-hub *:before,.drc-hub *:after{box-sizing:border-box}
.drc-hub a{text-decoration:none}
.drc-hub :is(h1,h2,h3){font-family:'DRC Heading',Georgia,serif;color:var(--navy);margin:0;letter-spacing:-.01em}
.drc-hub p{margin:0}
.drc-hub svg{flex:none}
.drc-hub-wrap{width:100%;max-width:1200px;margin:0 auto;padding:0 24px}

/* Hero */
.drc-hub-hero{position:relative;overflow:hidden;padding:56px 0 72px;background:linear-gradient(180deg,#fff8ee 0%,#fff3e2 60%,#fff 100%)}
.drc-hub-hero:before{content:"";position:absolute;top:-220px;right:-160px;width:640px;height:640px;border-radius:50%;background:radial-gradient(circle,#f7a33f2e 0%,#f7a33f00 68%);pointer-events:none}
.drc-hub-hero-grid{position:relative;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:56px;align-items:center}
.drc-hub-eyebrow{display:inline-flex;align-items:center;gap:8px;padding:6px 14px;border:1px solid #f1d2a4;border-radius:999px;background:#fff;color:var(--navy);font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase}
.drc-hub-eyebrow:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--orange)}
.drc-hub-hero h1{margin:18px 0 18px;font-size:clamp(36px,4.6vw,56px);line-height:1.08}
.drc-hub-hero h1 span{background:linear-gradient(transparent 64%,#f7a33f70 64%,#f7a33f70 90%,transparent 90%);-webkit-box-decoration-break:clone;box-decoration-break:clone}
.drc-hub-lead{max-width:560px;margin-bottom:28px!important;color:var(--muted);font-size:19px;line-height:1.65}
.drc-hub-actions{display:flex;flex-wrap:wrap;gap:12px}
.drc-hub-btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 22px;border:1.5px solid transparent;border-radius:10px;font-size:16px;font-weight:700;line-height:1.2;transition:transform .15s ease,box-shadow .15s ease,border-color .15s ease,background .15s ease}
.drc-hub-btn svg{width:18px;height:18px}
.drc-hub-btn-primary{background:var(--orange);color:var(--navy)!important;box-shadow:0 8px 20px #f7a33f45}
.drc-hub-btn-primary:hover{transform:translateY(-2px);box-shadow:0 12px 26px #f7a33f60}
.drc-hub-btn-ghost{border-color:#cbd8e6;background:#fff;color:var(--navy)!important}
.drc-hub-btn-ghost:hover{border-color:var(--navy);transform:translateY(-2px)}
.drc-hub-btn-light{border-color:#ffffff55;background:transparent;color:#fff!important}
.drc-hub-btn-light:hover{border-color:#fff;background:#ffffff14}
.drc-hub-hero-media{position:relative;isolation:isolate}
.drc-hub-hero-media:before{content:"";position:absolute;right:-16px;bottom:-16px;width:62%;height:62%;border-radius:28px;background:var(--navy);z-index:-1}
.drc-hub-hero-media:after{content:"";position:absolute;left:-18px;top:-18px;width:84px;height:84px;border-radius:50%;background:var(--orange);z-index:-1}
.drc-hub-hero-media img{display:block;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;border-radius:24px;box-shadow:0 30px 60px -24px #143c6680}
.drc-hub-stats{display:flex;flex-wrap:wrap;gap:16px 36px;margin-top:32px;padding-top:24px;border-top:1px solid #f0dcc0}
.drc-hub-stat strong{display:block;font-family:'DRC Heading',Georgia,serif;font-size:30px;line-height:1.1;color:var(--navy)}
.drc-hub-stat span{color:var(--muted);font-size:14px}

/* Section scaffolding */
.drc-hub-section{padding:72px 0}
.drc-hub-section-alt{background:var(--sky)}
.drc-hub-section-head{max-width:720px;margin-bottom:36px}
.drc-hub-section-head.is-center{margin-left:auto;margin-right:auto;text-align:center}
.drc-hub-kicker{display:block;margin-bottom:10px;color:var(--orange-deep);font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.drc-hub-section-head h2{font-size:clamp(28px,3.2vw,40px);line-height:1.15}
.drc-hub-section-head p{margin-top:14px;color:var(--muted);font-size:18px}
.drc-hub-icon{display:inline-grid;place-items:center;width:48px;height:48px;border-radius:14px;background:#fff1dc;color:var(--orange-deep)}
.drc-hub-icon svg{width:24px;height:24px}
.drc-hub-icon.is-navy{background:#e6eef7;color:var(--navy)}

/* Topic tiles */
.drc-hub-topics{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.drc-hub-topic{display:flex;flex-direction:column;gap:14px;padding:22px;border:1px solid var(--line);border-radius:16px;background:#fff;color:var(--ink)!important;transition:transform .15s ease,box-shadow .15s ease,border-color .15s ease}
.drc-hub-topic:hover{transform:translateY(-3px);border-color:#f3c98d;box-shadow:0 16px 30px -18px #143c6655}
.drc-hub-topic strong{font-family:'DRC Heading',Georgia,serif;font-size:19px;line-height:1.25;color:var(--navy)}
.drc-hub-topic small{margin-top:auto;color:var(--muted);font-size:14px;font-weight:600}
.drc-hub-topic small:after{content:" \2192";color:var(--orange-deep)}
.drc-hub-topic.is-cta{border:0;background:var(--navy);color:#fff!important}
.drc-hub-topic.is-cta strong{color:#fff}.drc-hub-topic.is-cta small{color:#ffffffcc}
.drc-hub-topic.is-cta .drc-hub-icon{background:#ffffff1f;color:var(--orange)}

/* Topic sections on the guides page */
.drc-hub-guide-section{scroll-margin-top:24px;padding:64px 0;border-top:1px solid var(--line)}
.drc-hub-guide-section.is-alt{background:#fbfcfe}
.drc-hub-guide-grid{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.6fr);gap:48px;align-items:start}
.drc-hub-guide-intro{position:sticky;top:24px;display:flex;flex-direction:column;gap:16px}
.drc-hub-guide-intro h2{font-size:clamp(26px,2.8vw,34px);line-height:1.15}
.drc-hub-guide-intro p{color:var(--muted);font-size:17px}
.drc-hub-guide-intro .drc-hub-count{color:var(--navy);font-size:14px;font-weight:700}
.drc-hub-text-link{display:inline-flex;align-items:center;gap:8px;width:fit-content;color:var(--navy)!important;font-weight:700;border-bottom:2px solid var(--orange);padding-bottom:2px}
.drc-hub-text-link svg{width:16px;height:16px;transition:transform .15s ease}
.drc-hub-text-link:hover svg{transform:translateX(3px)}
.drc-hub-guide-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:0;padding:0;list-style:none}
.drc-hub-guide-list li{margin:0}
.drc-hub-guide{position:relative;display:flex;flex-direction:column;gap:6px;height:100%;padding:20px 48px 20px 20px;border:1px solid var(--line);border-radius:14px;background:#fff;color:var(--ink)!important;transition:transform .15s ease,box-shadow .15s ease,border-color .15s ease}
.drc-hub-guide:hover{transform:translateY(-2px);border-color:#f3c98d;box-shadow:0 14px 28px -20px #143c6670}
.drc-hub-guide strong{color:var(--navy);font-size:17px;line-height:1.35}
.drc-hub-guide span{color:var(--muted);font-size:15px;line-height:1.5}
.drc-hub-guide svg{position:absolute;top:22px;right:18px;width:18px;height:18px;color:var(--orange-deep);transition:transform .15s ease}
.drc-hub-guide:hover svg{transform:translateX(3px)}

/* Navy call-to-action band */
.drc-hub-cta{position:relative;overflow:hidden;padding:56px 0;background:linear-gradient(110deg,var(--navy-deep),var(--navy));color:#fff}
.drc-hub-cta:after{content:"";position:absolute;right:-120px;bottom:-200px;width:460px;height:460px;border-radius:50%;background:radial-gradient(circle,#f7a33f40,#f7a33f00 70%);pointer-events:none}
.drc-hub-cta-grid{position:relative;z-index:1;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:28px}
.drc-hub-cta h2{color:#fff;font-size:clamp(26px,3vw,36px);line-height:1.2}
.drc-hub-cta p{max-width:620px;margin-top:10px;color:#ffffffcc;font-size:17px}

/* Money tools */
.drc-hub-feature{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:0;overflow:hidden;border-radius:24px;background:var(--navy);color:#fff;box-shadow:0 30px 60px -30px #143c6699}
.drc-hub-feature-copy{display:flex;flex-direction:column;gap:16px;padding:44px}
.drc-hub-feature-copy h2{color:#fff;font-size:clamp(28px,3vw,38px);line-height:1.15}
.drc-hub-feature-copy p{color:#ffffffd0;font-size:18px}
.drc-hub-feature-copy ul{display:grid;gap:8px;margin:4px 0 8px;padding:0;list-style:none}
.drc-hub-feature-copy li{position:relative;margin:0;padding-left:30px;color:#fff}
.drc-hub-feature-copy li:before{content:"";position:absolute;left:0;top:4px;width:18px;height:18px;border-radius:50%;background:var(--orange) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23143c66' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m5 12 5 5 9-10'/%3E%3C/svg%3E") center/11px no-repeat}
.drc-hub-feature .drc-hub-pill{width:fit-content;padding:5px 12px;border-radius:999px;background:#f7a33f;color:var(--navy);font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase}
.drc-hub-feature-art{position:relative;display:grid;place-items:center;padding:40px;background:radial-gradient(circle at 30% 30%,#24598f,#143c66 70%)}
.drc-hub-calc{width:100%;max-width:300px;padding:22px;border-radius:20px;background:#fff;box-shadow:0 24px 40px -18px #0009;transform:rotate(-3deg)}
.drc-hub-calc-screen{padding:16px;border-radius:12px;background:#f3f7fb;text-align:right}
.drc-hub-calc-screen small{display:block;color:var(--muted);font-size:12px;text-align:left}
.drc-hub-calc-screen b{display:block;margin-top:6px;color:var(--navy);font-family:'DRC Heading',Georgia,serif;font-size:30px}
.drc-hub-calc-bars{display:flex;align-items:flex-end;gap:10px;height:90px;margin-top:16px}
.drc-hub-calc-bars i{flex:1;border-radius:8px 8px 3px 3px;background:#d7e3f0}
.drc-hub-calc-bars i:last-child{background:var(--orange)}
.drc-hub-tool-group{margin-top:56px}
.drc-hub-tool-group:first-child{margin-top:0}
.drc-hub-tool-group-head{display:flex;flex-wrap:wrap;align-items:baseline;gap:6px 16px;margin-bottom:20px}
.drc-hub-tool-group-head h3{font-size:26px}
.drc-hub-tool-group-head p{color:var(--muted)}
.drc-hub-tools{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin:0;padding:0;list-style:none}
.drc-hub-tools li{margin:0}
.drc-hub-tool{position:relative;display:flex;flex-direction:column;gap:12px;height:100%;padding:26px;overflow:hidden;border:1px solid var(--line);border-radius:18px;background:#fff;color:var(--ink)!important;transition:transform .15s ease,box-shadow .15s ease,border-color .15s ease}
.drc-hub-tool:before{content:"";position:absolute;left:0;right:0;top:0;height:4px;background:var(--orange);transform:scaleX(0);transform-origin:left;transition:transform .2s ease}
.drc-hub-tool:hover{transform:translateY(-3px);border-color:#f3c98d;box-shadow:0 18px 34px -20px #143c6670}
.drc-hub-tool:hover:before{transform:scaleX(1)}
.drc-hub-tool strong{color:var(--navy);font-family:'DRC Heading',Georgia,serif;font-size:21px;line-height:1.25}
.drc-hub-tool span{color:var(--muted);font-size:15.5px}
.drc-hub-tool em{display:inline-flex;align-items:center;gap:6px;margin-top:auto;padding-top:6px;color:var(--navy);font-size:15px;font-style:normal;font-weight:700}
.drc-hub-tool em svg{width:16px;height:16px;color:var(--orange-deep);transition:transform .15s ease}
.drc-hub-tool:hover em svg{transform:translateX(3px)}
.drc-hub-note{display:flex;gap:16px;align-items:flex-start;margin-top:56px;padding:22px 24px;border:1px solid #f1d9b5;border-radius:16px;background:var(--cream)}
.drc-hub-note svg{width:24px;height:24px;margin-top:2px;color:var(--orange-deep)}
.drc-hub-note p{color:var(--ink)}
.drc-hub-note a{color:var(--navy);font-weight:700;border-bottom:2px solid var(--orange)}

/* Explore cards */
.drc-hub-explore{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.drc-hub-explore-card{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);overflow:hidden;border:1px solid var(--line);border-radius:20px;background:#fff;color:var(--ink)!important;transition:transform .15s ease,box-shadow .15s ease}
.drc-hub-explore-card:hover{transform:translateY(-3px);box-shadow:0 22px 40px -24px #143c6680}
.drc-hub-explore-card img{display:block;width:100%;height:100%;min-height:200px;object-fit:cover}
.drc-hub-explore-card div{display:flex;flex-direction:column;gap:10px;padding:26px}
.drc-hub-explore-card strong{color:var(--navy);font-family:'DRC Heading',Georgia,serif;font-size:24px;line-height:1.2}
.drc-hub-explore-card span{color:var(--muted)}
.drc-hub-explore-card em{margin-top:auto;color:var(--navy);font-style:normal;font-weight:700;border-bottom:2px solid var(--orange);width:fit-content}

/* Blog archive inside the hub layout */
.drc-hub-archive{padding:64px 0 24px}
.drc-hub-archive .drc-archive{margin:0}
.drc-hub-archive .drc-archive>h2{margin-bottom:28px;font-family:'DRC Heading',Georgia,serif;font-size:clamp(28px,3.2vw,40px)}
.drc-hub-archive .drc-archive-card{transition:transform .15s ease,box-shadow .15s ease}
.drc-hub-archive .drc-archive-card:hover{transform:translateY(-3px);box-shadow:0 18px 34px -22px #143c6680}
.drc-hub-archive .drc-archive-image{background:#f3f7fb}

@media (max-width:1024px){
  .drc-hub-topics{grid-template-columns:repeat(2,minmax(0,1fr))}
  .drc-hub-tools{grid-template-columns:repeat(2,minmax(0,1fr))}
  .drc-hub-guide-grid{grid-template-columns:1fr;gap:28px}
  .drc-hub-guide-intro{position:static}
  .drc-hub-explore{grid-template-columns:1fr}
}
@media (max-width:860px){
  .drc-hub-hero{padding:36px 0 56px}
  .drc-hub-hero-grid{grid-template-columns:1fr;gap:40px}
  .drc-hub-hero-media{max-width:560px;margin:0 16px 0 0}
  .drc-hub-feature{grid-template-columns:1fr}
  .drc-hub-feature-art{display:none}
  .drc-hub-feature-copy{padding:32px 24px}
}
@media (max-width:640px){
  .drc-hub-wrap{padding:0 20px}
  .drc-hub-lead{font-size:17px}
  .drc-hub-actions .drc-hub-btn{width:100%}
  .drc-hub-section,.drc-hub-guide-section{padding:48px 0}
  .drc-hub-tools,.drc-hub-guide-list{grid-template-columns:1fr}
  .drc-hub-topics{gap:12px}
  .drc-hub-topic{gap:10px;padding:16px}
  .drc-hub-topic strong{font-size:16px}
  .drc-hub-topic .drc-hub-icon{width:40px;height:40px;border-radius:12px}
  .drc-hub-stats{gap:16px 28px}
  .drc-hub-explore-card{grid-template-columns:1fr}
  .drc-hub-explore-card img{min-height:0;aspect-ratio:3/2}
  .drc-hub-cta{padding:44px 0}
  .drc-hub-cta .drc-hub-actions{width:100%}
}
@media (prefers-reduced-motion:reduce){.drc-hub *{transition:none!important}}