Debt Counselling

What is Debt Counselling?

Debt Counseling or Debt Review is over-indebted consumers’ last and most effective solution to their debt dilemmas. Before the Credit Act was amended in 2007, consumers were left to fend for themselves against their creditors. Fortunately, the new legislation initiated debt review which protects the consumers from their creditors.

With Debt Counseling, consumers repay their debt with reduced installments and reduced interest rates in terms of a structured repayment plan

One of the advantages hereof is that the debt counselor and the Court act as mediators between the consumer and their creditors.

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How Does Debt Counseling Work?

Many people wait until it’s too late, mostly because they think that the debt review process is complicated. It’s not. You too can enjoy the benefits of talking to a professional debt counsellor.

simple assessment

Complete a simple online form to assess your current financial situation. This is instant and confidential.




We’ll assess your situation and let you know what your options are. It doesn’t have to be debt review.


If debt review is the best thing for you, we will start the process and you can enjoy the full benefits of counselling or debt review.

Debt Review Centre - 2022