Informal Debt Management 

Debt Management is a service for consumers who are not considered over-indebted, but need guidance in managing their debt repayments. During this process we first assess our client’s income and expenditure in order to establish his financial position. Subsequently we assess the credit agreements and repayment terms thereof.

We either negotiate a reduced instalment with the creditor/s on behalf our client for a specified period, after which the original terms of the agreement applies. This service is offered to clients who requires financial relief for a short period of time for example, a major breakdown on a vehicle which requires urgent attention.

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