App Terms of Service
By downloading, installing, or using the Debt Review Centre mobile application ("App"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the App.
1. Acceptance of Terms
These Terms of Service govern your use of the Debt Review Centre mobile application. By accessing or using the App, you acknowledge that you have read, understood, and agree to be bound by these terms.
2. App Services
The App provides tools and resources to help you manage your debt review process, including:
- Access to your debt review account information
- Payment tracking and history
- Document uploads and management
- Direct communication with your debt counsellor
- Educational resources about debt review
3. User Account and Security
To use certain features of the App, you must create an account. You are responsible for:
- Maintaining the confidentiality of your login credentials
- All activities that occur under your account
- Notifying us immediately of any unauthorized access or security breaches
- Providing accurate and up-to-date information
4. Privacy and Data Protection
Your use of the App is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. We are committed to protecting your personal information in accordance with the Protection of Personal Information Act (POPIA) of South Africa.
5. Acceptable Use
You agree not to:
- Use the App for any unlawful purpose or in violation of any applicable laws
- Attempt to gain unauthorized access to any portion of the App or its related systems
- Interfere with or disrupt the App's functionality or servers
- Upload or transmit viruses, malware, or other malicious code
- Impersonate another person or entity
- Share your account credentials with others
6. Financial Information Disclaimer
The App provides information and tools related to debt review but does not constitute financial advice. All debt review services are provided by NCR-registered debt counsellors following a formal assessment process. The App is a convenience tool to access and manage your existing debt review services.
7. Intellectual Property
All content, features, and functionality of the App, including but not limited to text, graphics, logos, and software, are the property of Debt Review Centre and are protected by South African and international copyright, trademark, and other intellectual property laws.
8. Limitation of Liability
To the maximum extent permitted by law, Debt Review Centre shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the App. We strive for accuracy but do not warrant that the App will be error-free or uninterrupted.
9. Updates and Modifications
We reserve the right to modify, suspend, or discontinue the App or these Terms of Service at any time. We will notify you of any material changes through the App or via email. Continued use of the App after such changes constitutes acceptance of the modified terms.
10. Termination
We may terminate or suspend your access to the App at any time, without prior notice or liability, for any reason, including breach of these Terms of Service. Upon termination, your right to use the App will immediately cease.
11. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of South Africa. Any disputes arising from these terms or your use of the App shall be subject to the exclusive jurisdiction of the South African courts.
12. National Credit Act Compliance
All debt review services provided through the App comply with the National Credit Act (NCA) of South Africa. Debt counselling services are performed only by NCR-registered debt counsellors.
13. Contact Information
For questions or concerns about these Terms of Service or the App, please contact us:
- Email: enquire@debtreviewcentre.co.za
- Phone: 086 999 0785
14. Severability
If any provision of these Terms of Service is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms of Service shall otherwise remain in full force and effect.
Last Updated: 6 September 2026