Know your numbers in a few minutes
Free calculators to check your budget, see what debt is really costing you and plan your next step. No sign-up and no credit check.
Debt Review calculator
See whether your budget is under pressure and get an illustrative monthly payment before fees.
- Takes about two minutes
- Shows your estimate straight away
- No credit check and nothing to sign
Pick the question you want answered
Every tool runs in your browser and shows an estimate straight away.
Check your monthly budget
See what is left once the essentials are paid.
Plan how you pay off debt
Compare repayment approaches and what credit really costs.
Build a stronger safety net
Plan for surprises and track your progress over time.
- Emergency fund calculatorWork out a savings target based on essential spending.Open tool
- Net worth calculatorCompare the value of your assets with the debts you owe.Open tool
- Financial health self-checkExplore your household finances with an educational score.Open tool
- Credit score educationExplore credit behaviours without running a credit check.Open tool
These tools give estimates to help you learn. They do not decide whether you qualify for Debt Review; a registered debt counsellor needs to look at your full situation. Weighing up different routes? Compare debt relief options.
Want someone to check the numbers with you?
Talk to a registered debt counsellor about your results. The assessment is free.
