Ask DRC to help you check and understand your credit report. Complete the request form so the team can follow up about the assessment. This form does not display an instant credit report or place you under debt review.
Read about the credit-record update process.
Understand the clearance certificate and applicable requirements.
Use an educational simulator that does not run a credit check.
Trust proof
Credit-report help should feel clear and low-pressure. The form creates a practical first step, not a promise or a formal debt review commitment.
Debt review support is handled through a regulated South African debt counselling process.
A counsellor checks income, expenses, and credit commitments before recommending a route.
After you submit a form, the next step is a practical assessment and explanation of your options.
Fees, responsibilities, and timelines should be explained before any formal debt review commitment.
Last reviewed: June 2026. DRC should approve any new testimonials, public numbers, or case examples before publishing.