How the Durban process works
Once you start debt review with us, your counsellor takes over every negotiation and becomes your main point of contact. After your instalment is agreed, you simply keep to the plan while your debt steadily decreases.
The only requirement upfront is to supply the necessary documents—there are no advance fees. When your new instalment fits your budget, you pay it monthly and watch balances fall away.
Meet your new financial ally
Debt counsellors were introduced by the National Credit Act in 2005 to help people whose debt has grown too large to manage alone. Your counsellor becomes the professional friend who shields you from harassment and negotiates the best deals for your situation.
Our Durban consultants are professionally trained, combining years of experience so you can focus on rebuilding your financial future while we handle the paperwork and creditor discussions.