Debt Review Assistance in Johannesburg

What to expect from the process

After you submit an application, creditor calls stop and your payment plan is restructured through the National Credit Act. Debt review not only delivers breathing room, it can help restore a positive credit record over time.

Our experienced counsellors become your go-to partners, negotiating with every creditor and keeping you informed at each step so the journey back to financial stability is clear.

Know your rights under debt review

• You cannot be discriminated against for entering debt review. The NCR’s Debt Help system simply prevents additional credit while you complete the process.
• Reckless credit can be challenged and, in some cases, written off with court backing. We have already achieved this for Johannesburg clients.
• Once all debts are settled you exit the programme, your profile updates instantly and you can rebuild credit without restrictions.