Debt Settlement
When you have access to a lump sum, debt settlement lets you close an account in one payment while we negotiate a reduced balance with your creditor. It is a practical way to clear expensive debt faster without paying the full contractual interest.
How the settlement process works
Our team approaches your creditor with a settlement proposal that exchanges immediate payment for a discount on the outstanding interest and charges. Because the account is settled ahead of the agreed term, creditors are often willing to accept a lower amount and close the contract early.
We guide you through every step—from confirming the settlement amount to ensuring written confirmation once the payment is made. The result is a clean slate on that account and immediate savings on future interest.
Why clients choose debt settlement
- •Settle a high-interest account in one payment and avoid paying the remaining term’s interest charges.
- •Use an unexpected lump sum, bonus or asset sale to immediately reduce overall debt exposure.
- •Get expert negotiators to liaise with creditors and document the agreement so there are no surprises.
Is debt settlement right for you?
Settlement works best when you can afford the once-off amount without jeopardising everyday essentials. We’ll assess your situation, confirm the figures and advise whether settlement or another solution offers the best long-term benefit.
Start your settlement conversation
Speak to our debt experts about a confidential settlement strategy. We’ll confirm the numbers and negotiate the best possible discount on your behalf.