Is Debt Review worth it? Benefits and commitments
Published on 14 October 2025
Weigh Debt Review against fees, new-credit restrictions, repayment time and other options. Prepare questions before deciding to apply.
Read more →The DRC blog
Real talk about debt and money
News, client stories and practical advice from the Debt Review Centre team, written for South African households.
Latest articles, page 2
Navigating Debt Review and Marriage: What South African Couples Should Know
Published on 9 October 2025
Understanding how your marriage contract impacts your debt is crucial, especially when entering Debt Review. Here's a simple guide to what's what.
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How Long Does It Take to Remove Adverse Listings After Debt Review?
Published on 6 October 2025
Wondering how long it takes for adverse listings to be removed from your credit profile after settling your debt? We break down the timeline, explain the NCR Debt…
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An emergency during Debt Review: what to do next
Published on 6 October 2025
Prepare your changed budget, supporting documents and payment dates. Know what to ask your counsellor about an emergency during Debt Review.
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Will Debt Review Affect Your Job? Here's the Real Deal
Published on 5 October 2025
Worried that Debt Review might mess with your job? Let’s clear up the confusion and talk about what really happens when you go under Debt Review in South…
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How to complete or leave Debt Review in South Africa
Published on 2 October 2025
Understand clearance certificates, the home-loan exception and Debt Review removal warnings. Check your legal stage before paying for a removal service.
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Reckless Credit Allegations
Published on 19 September 2025
Creditors can sometimes extend credit to people who they know, can't afford to pay them back. This is of course irresponsible from their part and it always ends…
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Understanding the 2014 credit information amnesty
Published on 19 September 2025
A historical explanation of the 2014 credit information amnesty, with links for readers checking completion and their current credit records.
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How to choose a registered debt counsellor in South Africa
Published on 19 September 2025
Check NCR registration, written fees, payment arrangements and ongoing support before choosing a debt counsellor. Use our free assessment checklist.
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What does a payment holiday cost?
Published on 19 September 2025
See how interest can increase a balance while payments pause. Use a worked example and questions about the revised payment and total cost.
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DRC Cares - Adelaide Drought Relief
Published on 19 September 2025
DRC Cares – Adelaide Drought Relief DRC Cares is a community assistance program we have established early 2018 which focuses on giving back to our community. We are…
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Cancelling Debt With Debt Review
Published on 19 September 2025
This is a real-life scenario... In specific cases, your debt could be written-off. Mr. Laubscher had been diagnosed with Multiple Sclerosis. When we consulted with them during 2016,…
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