Six common misconceptions about Debt Review
Published on 19 September 2025
Check common assumptions about Debt Review, free assessments, low quotes, cancellation and new credit before applying.
Read more →The DRC blog
Real talk about debt and money
News, client stories and practical advice from the Debt Review Centre team, written for South African households.
Latest articles, page 3
Understanding The Debt Collection Process
Published on 19 September 2025
The debt collection process is a simple process with severe consequences for the unaware debtor. So you skip a payment here and there and think it will not…
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Personal Surety - Why I Should Not Sign It
Published on 19 September 2025
What Is Surety? Personal Surety is defined as “A surety bond or surety is a promise by a surety or guarantor to pay one party (the obligee) a…
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How "John" Reduced His Interest Rate from 36% to Zero
Published on 19 September 2025
Below is a table showing how “John”, actual client but not his real name, was able to get his interest rates reduced by different creditors, with the help…
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How to make a household budget in five steps
Published on 19 September 2025
Build a household budget from your income, expenses and repayments. Use a planning table, check affordability and review actual spending.
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Why You Should Not Borrow Money On Behalf Of Others
Published on 19 September 2025
We have noticed that our clients raise this subject more and more often. They have taken out a loan or a clothing account on behalf of a friend…
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How to pay off debt: snowball and avalanche methods
Published on 19 September 2025
Make a repayment plan, compare smallest-balance and highest-interest approaches, and see a worked example of moving payments between accounts.
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Nine ways to manage fuel and transport costs
Published on 19 September 2025
Track fuel spending, compare journeys and include maintenance in your transport budget. Check affordability before changing vehicles.
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How to budget for the holiday season
Published on 19 September 2025
Plan festive spending, protect January bills and decide how to use a bonus. Use a holiday budget table and check the cost of paying later.
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Managing debt after retrenchment: five steps
Published on 19 September 2025
Update your budget, check UIF and insurance, contact creditors or your counsellor and prepare the documents needed after retrenchment.
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National Credit Act amendments in 2014: a historical article
Published on 19 September 2025
Read the original explanation of the 2014 amendments and find links to Debt Review, Section 129 notices and completion guidance.
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How to teach children about money
Published on 19 September 2025
Use everyday spending choices, simple savings goals and age-appropriate budgets to help children practise managing money.
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