Insights, guides, and success stories from our NCR-registered debt counsellors to help you regain control of your finances.
We have noticed that our clients raise this subject more and more often. They have taken out a loan or a clothing account on behalf of a friend or family member, but as of late the borrower is unable…
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What is Bad debt? Firstly, you need to understand that there is a difference between good and bad debt. By this statement obviously not all debt should be considered as bad. To distinguish between the…
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9 Smart Ways To Save Fuel 1. Learn the basics of safe ‘hypermiling’ Hypermiling is a style of driving that can save you a surprising amount of fuel. (Aim to drive smoothly, avoiding accelerating or br…
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It feels like just the other day that I wrote an article concerning holiday budgets and here we are a year later. It is never too early to start planning for the festive season as before you realise i…
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Even though Debt Review (DR) was incepted during June 2007 with the implementation of the National Credit Act 34 of 2005 , we often find that some members of the public have the most ludicrous concept…
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Unfortunately, retrenchments are becoming a more frequent occurrence these days. Your best chance of financial survival is to ensure you have a carefully devised plan of action . Here are five things…
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When you find yourself in a situation where your debt has become unmanageable you have various options but choosing the option not favourable to your situation could have detrimental consequences. Her…
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THE TRUTH ABOUT THE CREDIT AMNESTY Our firm has been inundated with queries regarding the credit amnesty incepted earlier. The various queries portray that there is a lot of misperception regarding th…
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The following amendments to the National Credit Act 34 of 2005 were published in the Government Gazette on 19 May 2014. These amendments place consumers in a much more favourable position to effective…
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Teaching your kids about money and saving is one of the most important life foundations a parent can pass down to their children. No parent wishes to see their child making the same mistakes as they d…
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It is imperative that you, the Consumer, be informed of their rights, when it comes to credit. This is important as some Credit Providers thrive on uninformed consumers and tend to use “Bullying” tact…
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With the economy as it stands at present, it is not uncommon to see consumers making the crucial mistake of taking on Personal Loans to cover their debt. This desperate decision will only provide a te…
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