by ali-admin | May 7, 2019 | Uncategorised
Do you need assistance with debt review in Cape Town? Many people living in Cape Town, and other parts of South Africa, battle with the burden of too much debt. Whether we would like to admit it, or not, being over-indebted has a way of catching up with us. If you are...
by ali-admin | May 3, 2019 | Debt Review
When Should I go Into Debt Review? Often clients tell us that if they knew the process of debt review was so simple and effective, they would have applied sooner. I usually ask clients then why did they wait so long. The most common response is that they did not know...
by ali-admin | Feb 5, 2019 | Debt, Debt Review
The debt collection process is a simple process with severe consequences for the unaware debtor. So you skip a payment here and there and think it will not have an effect, as long as you make a payment again next month, right? Sure some creditors do not proceed...
by ali-admin | Sep 24, 2018 | Finance
What Is Surety? Personal Surety is defined as “A surety bond or surety is a promise by a surety or guarantor to pay one party (the obligee) a certain amount if a second party (the principal) fails to meet some obligation, such as fulfilling the terms of a contract”....
by ali-admin | Sep 15, 2018 | Debt Review, Case Study, Finance
Below is a table showing how “John”, actual client but not his real name, was able to get his interest rates reduced by different creditors, with the help of Debt Review Centre. Total Savings With Debt Review Below is a breakdown of how much John owed and how much he...
by ali-admin | Sep 13, 2018 | Budgeting
Print This Post [one-click-print] Planning a budget seems relatively simple and by following the below guidelines it is. Sticking to the budget and tracking same on a monthly basis takes effort and commitment to your financial goals. This is where most people fall...
by ali-admin | Aug 19, 2018 | Debt
We have noticed that our clients raise this subject more and more often. They have taken out a loan or a clothing account on behalf of a friend or family member, but as of late the borrower is unable to make payment when it is due and this has led to the client’s...
by ali-admin | Aug 15, 2018 | Debt, Budgeting
What is Bad debt? Firstly, you need to understand that there is a difference between good and bad debt. By this statement obviously not all debt should be considered as bad. To distinguish between the two is relatively simple. Bad debt takes money from you and will...
by ali-admin | Jul 26, 2018 | Budgeting
9 Smart Ways To Save Fuel 1. Learn the basics of safe ‘hypermiling’ Hypermiling is a style of driving that can save you a surprising amount of fuel. (Aim to drive smoothly, avoiding accelerating or braking too hard. Don’t drive at high speeds, and use the handbrake...
by ali-admin | Aug 25, 2017 | Debt, Debt Review
Even though Debt Review (DR) was incepted during June 2007 with the implementation of the National Credit Act 34 of 2005, we often find that some members of the public have the most ludicrous concepts about the process and the effects and benefits thereof. Some think...