Debt Review Cape Town

Do you need assistance with debt review in Cape Town? Many people living in Cape Town, and other parts of South Africa, battle with the burden of too much debt. Whether we would like to admit it, or not, being over-indebted has a way of catching up with us. If you are...
Should I Go Into Debt Review

Should I Go Into Debt Review

When Should I go Into Debt Review? Often clients tell us that if they knew the process of debt review was so simple and effective, they would have applied sooner. I usually ask clients then why did they wait so long. The most common response is that they did not know...
Understanding The Debt Collection Process

Understanding The Debt Collection Process

  The debt collection process is a simple process with severe consequences for the unaware debtor. So you skip a payment here and there and think it will not have an effect, as long as you make a payment again next month, right? Sure some creditors do not proceed...
Personal Surety – Why I Should Not Sign It

Personal Surety – Why I Should Not Sign It

What Is Surety? Personal Surety is defined as “A surety bond or surety is a promise by a surety or guarantor to pay one party (the obligee) a certain amount if a second party (the principal) fails to meet some obligation, such as fulfilling the terms of a contract”....
Planning A Proper Budget (5 Steps)

Planning A Proper Budget (5 Steps)

Print This Post [one-click-print] Planning a budget seems relatively simple and by following the below guidelines it is. Sticking to the budget and tracking same on a monthly basis takes effort and commitment to your financial goals. This is where most people fall...
Why You Should Not Borrow Money On Behalf Of Others

Why You Should Not Borrow Money On Behalf Of Others

We have noticed that our clients raise this subject more and more often. They have taken out a loan or a clothing account on behalf of a friend or family member, but as of late the borrower is unable to make payment when it is due and this has led to the client’s...
How To Get Out Of Debt: Three Steps

How To Get Out Of Debt: Three Steps

What is Bad debt? Firstly, you need to understand that there is a difference between good and bad debt. By this statement obviously not all debt should be considered as bad. To distinguish between the two is relatively simple. Bad debt takes money from you and will...
9 smart ways to save fuel

9 smart ways to save fuel

9 Smart Ways To Save Fuel 1. Learn the basics of safe ‘hypermiling’ Hypermiling is a style of driving that can save you a surprising amount of fuel. (Aim to drive smoothly, avoiding accelerating or braking too hard. Don’t drive at high speeds, and use the handbrake...
Frequently Asked Questions About Debt Review

Frequently Asked Questions About Debt Review

Even though Debt Review (DR) was incepted during June 2007 with the implementation of the National Credit Act 34 of 2005, we often find that some members of the public have the most ludicrous concepts about the process and the effects and benefits thereof. Some think...